Benefits: Postdoctoral Research Fellows And Research Trainees

Post-doctoral Research Fellows and research trainees who receive a stipend from Einstein are eligible to participate in the Montefiore benefits program offered through our affiliation with Montefiore Health System. Post-doctoral Research Fellows who are not supported by a NRSA training grant are also eligible to participate in the pre-tax benefit offering which include several reimbursement plans and the Einstein 403b Retirement Plan.

Current employees can access specific information about their benefits by logging into You will need your EZID to access this site. Your 6 digit EZID is accessible through Self Service Banner.

Benefits Summary

Health & Welfare Benefits


Post-doctoral research fellows and research trainees receive a bundled benefits package which includes medical, dental, vision and life insurance coverage. Monthly costs are determined based on the medical plan and dental plan chosen. Vision and life insurance coverage of $50,000 are provided automatically and are included in the monthly cost.

Medical plan options include the MontePrime EPO and MonteCare PPO. Dental plan options include the Cigna DHMO Plan and Cigna PPO Plan. The MontePrime EPO plan requires that certain in-network providers be used to receive benefits under the plan. Any cost share will be higher when the Empire BlueCard PPO facilities and providers outside of Montefiore and the Montefiore Integrated Provider Association network are used.

The MonteCare PPO plan uses the Empire BlueCard PPO network and the Montefiore Network. Your share of the cost will be higher when you use Empire PPO facilities and providers outside of Montefiore and the Montefiore Integrated Provider Association. The MonteCare PPO gives you the flexibility to choose any provider, however, you will pay more for healthcare services out of network.

Prescription Drug Benefits

The prescription drug benefits under the MontePrime EPO plan are available through the Montefiore Outpatient Pharmacy only.

Under the MonteCare PPO plan, the prescription drug benefits are administered by Express Scripts Inc. (ESI). Under the MonteCare PPO plan you have the option using retail pharmacies within the ESI network, the ESI home delivery pharmacy service, or the Montefiore Outpatient Pharmacy for your prescription drug needs. Prescriptions filled at the Montefiore Outpatient Pharmacy will be delivered to the Weiler Hospital Pharmacy on a daily basis.

Dental Benefits

Einstein offers two dental plan options – the Cigna DHMO Plan or the Cigna PPO Plan.

Vision Benefits

Einstein offers two vision plan options – high option and low option, both options are administered by United Health Care Vision. The plan provides benefits for routine eye exams, eye glasses or contact lenses. Employees pay 100% of the premium for vision benefits.

Life Benefits

Life insurance is designed to pay a benefit to an employee’s named beneficiary if the employee dies from any cause while coverage is in effect. Einstein provides Basic Life insurance equal $50,000.

Disability Benefits

Disability benefits continue part or all of an employee’s earnings if they are ill or injured and unable to work. Short term disability benefits include paid sick leave and supplemental sick pay for up to 26 weeks. If disability lasts for more than 26 weeks, Basic Long-term Disability benefits begin and continue 60% of pre disability earnings up to the maximum monthly benefit of $6,000/month. Employees may purchase additional LTD coverage that would provide a higher monthly benefit in the event of disability. Employees pay 100% of the cost for basic and any buy-up LTD coverage elected, but the benefits they receive while disabled are free from federal income tax.

Flexible Spending Accounts

Flexible Spending Account (FSA) accounts are available to help pay out-of-pocket healthcare and or dependent care expenses. Contributions are deducted on a pre-tax basis which lowers an employee’s taxable income.

Commuter Benefits

Commuter benefits are available to help pay mass transit and/or parking expenses through pre-tax payroll deductions which lowers an employee’s taxable income.

Retirement Benefits

The Einstein 403b Plan is a defined contribution plan administered by Fidelity Investments. Pre-tax and after-tax Roth contributions are available under this plan. Investment offerings under the plan include 3 stable value funds, 5 bond funds, and 12 stock funds which include value, blend, growth and international funds, a real estate fund and 13 target date life cycle funds.

Group Legal Services

Group Legal Services are provided by Hyatt Legal Services. This coverage helps pay all or part of the cost of a wide range of personal legal services through a network of participating attorneys. If you are not supported by a NRSA training grant, you can participate in the following pre-tax benefits.

Bright Horizons

Bright Horizons Emergency Back-Up Care and Enhanced Family Support – This program can help you find emergency back-up childcare and eldercare in your home or at nearby centers or partner centers. Enhanced family support offered through a free SitterCity membership can provide additional assistance.

Child Care Grant

Einstein offers a grant of $300 per child per month to help subsidize the cost of childcare at qualified child care centers. This grant is available to medical students, graduate students, and post-doctoral research fellows.

Click here for the Child Care Grant Policy

Click here for the Child Care Grant Application

Contact us:
Telephone: 718.430.2547
Secure fax: 718.430.3736

Mailing address:
Albert Einstein College of Medicine
1300 Morris Park Avenue
Jack and Pearl Resnick Campus
Belfer Building Room 1201
Bronx, NY 10461

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